Since Rocky Point is continually growing, vehicles on the road are much more common than ever before. It is not only the law but also the prudent thing to do to avoid any hassles form the local authorities and or even being detained or jailed.

The best way to obtain Mexican Auto Insurance is to do it on-line in the comfort of your home instead of stopping along the road on your way to Rocky Point. 

I don't want this to sound like an ad for but since we have traveled extensively back and forth to Puerto Penasco (Rocky Point) , Mexico since 1985, we have been able to determine by trial and error what companies offer the best deals. So why not learn by our mistakes ? We have narrowed this long list down to just one company and there are hundreds of them . The one we use now has PROVEN they will save you time, money and give you peace of mind by knowing you have the right coverage you need. Our recommendation is :  Adventure Mexican Auto Insurance

Adventure Mexican Auto Insurance offers you not only the convenience of buying Mexican Insurance on-line but they are the leading provider of coverage for U.S. and Canadian citizens visiting Mexico.

The best part about Adventure Mexican Auto Insurance is - YOUR POLICY DATA IS IMMEDIATELY AVAILABLE TO AUTHORITIES IN MEXICO. Many people think that they can save a few dollars (and you can) by purchasing manual, handwritten policies at or near the border. This may be the case. However, when you purchase your policy online, your policy information is immediately available to the authorities in Mexico. Since this data is immediately available, in the event you are involved in an accident, your claim may be handled much more efficiently and you will spend less time dealing with the authorities as they are immediately able to verify coverage via their system.
 

Bottom line why you should have Mexican Auto insurance– Well, first off its the Law !. Second- If you get in an accident without a serious injury, a Mexican Auto Insurance Policy might help reduce red tape and allow you to be on your quicker. Not to alarm you but if you are involved in an auto accident in Mexico, you can be temporarily incarcerated if that accident involved an injury or death.  Basically it is up to the Mexican authorities to determine who is negligent. The authorities investigate, all drivers involved in the accident are detained.

This is the way things work in Mexico if you are involved in an accident. As you can see the law is very different from the U.S. or Canada. Simply put any accident with injuries is a penal offense in Mexico and the motorist involved will be detained into a holding cell to prevent them from escaping or fleeing across the border.

Once the investigation is complete and responsibility is determined you must have the means to pay for the damages. This is why you must have Mexican insurance. If you don’t have insurance you may be required to pay by cash which could come to more than funds than you have readily available. However if you have Mexican insurance the insurance policy takes care of the financial responsibility. In other words your covered! In Mexico you must have the ability to respond to damages or injuries – period.